Cooperativism and Microcredit: an analysis of the participation of cooperatives in the supply of microcredit in Brazil

This study analyzes the participation of Brazilian credit unions in provision microcredit period from 2017 to 2019. The cooperatives belonging four main cooperative systems country were considered: Cresol, Sicoob, Sicredi and Unicred. To meet proposed objective, a documentary research was carried out as survey secondary data official agencies, addition financial accounting reports analyzed institutions. literature consulted points that have greater incentive carry solidarity operations, given their social nature. results presented evidence offer by is not very significant, representing, on average, less than 10% total portfolio years. conclusion most unions, with exception those compose segment, had significant supply microcredit. It hoped these findings can contribute development policies capable changing this picture, is, institutions, considered ideal model organization operate microcredit, potentialize actions towards insertion